In one day, you walk out with:
Don't wait for 31 December. Start 2027 one month early.
No fund, no policy, no product is sold here.
“My EMI was ₹50,000 on a ₹70,000 salary. I was swiping cards for groceries. Today my EMI is ₹12,000.”
Shailaja, salaried professional“Eighty percent of my salary was going out as EMIs. Two years later I was completely debt free.”
Ramesh, salaried professional“Debt was breaking my marriage. We halved it, and today ₹40,000 a month goes into investments.”
Avadhesh, salaried professional
Already debt free? You leave with the same thing. The date your salary becomes optional, and the monthly number that gets you there.
Your income has gone up every year. So why does the month still feel tight? Nobody taught us how to manage money. Not in school, not in college, not in the office. We were only taught to earn more and spend more.
Not a seminar you sit through. You will write your own numbers, in the room, before the day is half done.
Why your plan keeps failing, and why that has almost nothing to do with your income. Ravi opens with the hospital bed, the seven loans, and the question that changed everything.
The most uncomfortable and most useful part of the day. What your life actually costs, and what it will cost at 60. You will not leave this exercise guessing.
Which EMI to clear first, what to pause, what to start, and in what order. Money is never only money, so this chapter also covers the habits and the household conversations that decide whether a plan survives.
CA Vinod Rawal, 38 years in practice, walks you through the five tax mistakes he sees working professionals make every year, and how to fix each one in your own plan.
Ravi takes the room's questions, live. Your situation, your loan, your number. Nothing scripted, and no question too small to raise.
What happens to a reset with no room behind it, and exactly what to do from Monday morning. You leave with the sequence, not just the intention.
Most working professionals pay more tax than they need to. Not because they cheat. Because nobody explained it. These are the five mistakes he sees every year.
Each one looks small. Over a 20 year career, it quietly costs lakhs.
You have none of these today. You will have all five the morning after the room.
Not a generic figure from a calculator. The number your life costs, worked out from your own inputs, in the room.
Which EMI first, what to pause, what to start. A sequence beats a wish list every time.
The whole day is professionally filmed and lands in your account afterwards. Rewatch whenever the discipline slips.
Printed, not a PDF you will never open. You fill it live and walk out with it completed.
A private group of people in the same fight, in the same city. Nobody expects this part. Everybody remembers it.
Notes you take on 28 November stop making sense by 28 December. So the entire day is professionally filmed, every session, and it lands in your account afterwards to keep. Your ticket is not a day. It is a day plus everything said in it.
Hall of Fame Award, Freedom Business Retreat 2025
Rising Star Award, Risers Club Retreat 2025
July 2019, a hospital bed after an accident. Two home loans, two personal loans, a car loan, a gold loan, credit card outstanding. All at once, with no income coming in. In September 2019 I promised myself five years. I was completely debt free by January 2025.
Eighty percent of his salary was vanishing into EMIs. We audited every rupee, restructured the debt in sequence, and stayed on it together. Two years later he was completely debt free, and today he is building a retirement corpus instead of servicing banks.
Fifty thousand of EMI on a seventy thousand rupee salary. She was suffocating, swiping cards for groceries. We restructured everything and her EMI fell to twelve thousand a month. She got her breathing room back, and her marriage back.
He came to me in the middle of a debt driven marriage crisis. We cut the debt in half and rebuilt the household plan from the ground up. Today there is peace at home, and forty thousand rupees goes into investments every month.
From 1 November, the General Pass is ₹2,499. Book now before the room fills.
Every seat includes the recordings. The main difference between the tiers is how much time you get with Ravi.
Secure payment through Razorpay. UPI, cards and net banking.
You can start 2027 the way you started 2026, with a resolution that dies in February. Or you can spend one Saturday in a room with people who are serious about the same thing and walk out with the actual number, the actual sequence, and people who will ask you about it in March.
Reserve my seatThe room does not get any bigger.
